Having trouble paying for your Kaiser Permanente medical and pharmacy expenses?
Kaiser Foundation Hospitals and Kaiser Foundation Health Plans, collectively referred to as Kaiser Permanente, are committed to providing programs that facilitate access to care for vulnerable populations. This commitment includes providing financial assistance to qualified low income, uninsured, and underinsured patients when the ability to pay for services is a barrier to accessing emergency and medically necessary care. Patients must meet the eligibility requirements below to qualify.
Starting in 2021, the new Medical Financial Assistance award amounts you may receive may be lower than those you’ve received in the past. Your award amount will be based on your gross household income (before taxes) as a percentage of the federal poverty level. Beginning January 1, if you apply for new MFA, households that have a higher income may qualify for an award equal to a maximum of 50% of their share of eligible medical expenses. Households with lower incomes will be able to qualify for an award covering up to 100% of their share of eligible medical costs. See the chart below to find out where your income falls in the new guidelines*.
Please note: This change is only for new MFA awards. It doesn’t affect awards given in 2020, even if they extend into 2021. The 50% award will only apply to medical services. All patients approved for MFA will continue to receive a 100% award for pharmacy services until later in 2021.
*Family income based on the 2021 federal poverty levels:
- 100% of your share of eligible medical costs for households with incomes at or below 200% of the federal poverty level
- 50% of your share of eligible medical costs for households with incomes between 201% and 300% of the federal poverty level
||Income at or below 200%
||Income between 201% and 300%
||Up to $25,760
||$25,761 to $38,640
||Up to $34,840
||$34,841 to $52,260
||Up to $43,920
||$43,921 to $65,880
||Up to $53,000
||$53,001 to $79,500
||Up to $62,080
||$62,081 to $93,120
||Up to $71,160
||$71,161 to $106,740
Past MFA award recipients aren’t guaranteed future awards. Kaiser Permanente reserves the right to change the terms and conditions of the MFA program at any time. The MFA award is not a covered benefit and will not impact your existing plan coverage.
Who is eligible for Financial Assistance and what are the requirements?
The Medical Financial Assistance (MFA) program helps low-income, uninsured, or underinsured patients who need help paying for all or part of their medical care received from Kaiser Permanente. Patients are eligible for financial assistance when their family income is at or below 300% of the Federal Poverty Guidelines (FPG). Patients should consult with a counselor to determine eligibility and for assistance applying. Patients who have experienced unusually high medical expenses may be eligible for the program, regardless of household income. Refer to the MFA Policy for a complete description of the program eligibility requirements.
What does the program cover?
The MFA program covers emergency and medically necessary health care services, pharmacy services and products, and medical supplies provided at Kaiser Permanente facilities (i.e. hospitals, medical centers, and medical office buildings), at Kaiser Permanente outpatient pharmacies, or by Kaiser Permanente providers. Services that are not considered emergent or medically necessary as determined by a Kaiser Permanente provider include, but are not limited to cosmetic surgery or services, infertility treatments, retail medical supplies, surrogacy services, and services related to third party liability, or workers’ compensation cases. Refer to the MFA Policy for a complete list of eligible and ineligible services.
How can I get program information?
Copies of the MFA policy, application forms, instructions, and plain language summaries (e.g., policy summaries or program brochures) are available to the general public, without charge, from Kaiser Permanente's website, by email, in person, by telephone, or by U.S. postal mail.
Download program information: Electronic copies of program information are available:
Request program information electronically: Electronic copies of program information are available by email upon request. Call 404-949-5112 to request electronic copies. Please be prepared to provide an email address that the information can be sent to when calling.
Request program information by telephone: 404-949-5112, or TTY: 800-255-0056. Monday through Friday, 8:30 a.m. to 4:30 p.m.
Obtain program information in person: Counselors are available at Kaiser Permanente facilities to provide program information and to quickly determine MFA eligibility. Counselors are available at the following medical office buildings to assist patients:
- Cascade Medical Center
- Crescent Medical Center
- Cumberland Medical Center
- Glenlake Medical Center
- Gwinnett Medical Center
- Panola Medical Center
- Southwood Medical Center
- Sugar Hill-Buford Medical Center
- Town Park Medical Center
Request program information by U.S. postal mail: A patient can request program information by mail. Information requests can be mailed to:
Attention: Patient Financial Services
Nine Piedmont Center
3495 Piedmont Road, Northeast
Atlanta, Georgia 30305-1736
How do I apply?
If you meet the eligibility requirements, you can apply in any of these ways.